ASJ Mortgage Solutions

We Know Mortgages.

Welcome to ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Popular Phoenix Home Loans Which loan is right for YOU?

First Time Homebuyers Phoenix

FHA Home Loans Phoenix Arizona

FHA home loans are popular among Phoenix first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Phoenix

Conventional Home Loans Phoenix Arizona

A conventional(fixed-rate mortgage) is a popular type of home financing in Phoenix because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Phoenix

Jumbo Mortgages Phoenix Arizona

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

Jumbo Loans

Current

Arizona

Mortgage Rates

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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with ASJ Mortgage Solutions to receive a personalized rate for your specific situation.

Current

Arizona

Refinance Rates

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All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with ASJ Mortgage Solutions to receive a personalized rate for your specific situation.

  • I did refinance through ASJ. GS was very friendly and he was responsive during entire process. I definitely recommend them. magesh - March 11, 2021
  • Great experience refinancing my mortgage! GS found me a great rate, was super responsive, and answered all my questions. He did my last refinance about 5 years ago too. The process was pretty simple and he took the time to communicate with me every step of the way. I filled out all my paperwork online.… Arti - February 28, 2021
  • GS was a great person to work with. He did my refinance twice and I got competitive quotes both times. He was thorough in the loan process and kept me updated all the way. Will definitely work with him again. Subbu S - February 19, 2021
  • I have refinanced my loan with ASJ and the interest rates I got was best in the industry at that time and top of that they don’t charge lender fees. Very transparent transaction and no hidden concept. I strongly recommend ASJ to anyone who want hassle free loan with best service Hemant - February 18, 2021
  • It was really a pleasure working with GS. The loan prices were very competitive, title was very cheap, almost no notary cost.. all those additional loan costs were minimal. Havent seen that low cost before.. Definitely recommend Sathish - September 18, 2020
  • GS was a pleasure to work with during our refinance process .We heard many good things about him from our colleagues before approaching him for our refinance .He was always on top of things and very responsive and always put the customer needs first . The entire process was wrapped up in a couple of… Bhimnath - August 18, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

1%

5%

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$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

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5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Phoenix? Rates are historically low and now may be the right time to start saving money every month!

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months
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months
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Refinancing could save you

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New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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You can afford up to

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Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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ASJ Mortgage Solutions

8604 W Village Dr
Peoria, Arizona 85382
(480) 422-4380
NMLS# 1909669

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If you have any immediate questions or concerns don't hesitate to give us a call @ (480) 422-4380

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